Crediting for motor transport purchasing

Credits to individuals on acquisition of new passenger motor transport

The conditions of crediting:

• Interest for credit using:
  • from 18,49% per annum in local currency;
  • from 14,49% per annum in foreign currency.
• Term of crediting – up to 7 years;
• Size of minimum own payment – 15% of the total cost of acquisition;
• Provision is the acquired car, the agreement of pledge is attested notarially;
• Interests for the use of the credit are charged on the balance of a debt;
• Types of crediting: annuity, standart.
  

Credits to individuals on acquisition of passenger motor transport at the secondary market

The conditions of crediting:

• Interests for the use of a credit:
  • from 21% per annum in local currency;
  • from 14% per annum in foreign currency.
• Term of crediting – up to 7 years;
• Installment of the client – not less than 30% of the assessed cost of the motor transport;
• Provision is the acquired car, the agreement of pledge is attested notarially;
• Interests for the use of the credit are charged on the balance of a debt;
• Types of crediting: annuity, standart.
  

Credits to individuals on acquisition of a lorry at the primary market

The conditions of crediting:

• Interests for the use of a credit:
  • from 22% per annum in local currency;
  • from 15% per annum in foreign currency.
• Term of crediting – up to 7 years;
• Installment of the client – not less than 30% of the cost of the motor transport;
• Provision is the acquired lorry, the agreement of pledge is attested notarially;
• Interests for the use of the credit are charged on the balance of a debt;
• Types of crediting: annuity, standart.
  

Credits to individuals on acquisition of a lorry at the secondary market

The conditions of crediting:

• Interests for the use of a credit:
  • from 22% per annum in local currency;
  • from 15% per annum in foreign currency.
• Term of crediting – up to 7 years;
• Installment of the client – not less than 30% of the assessed cost of the motor transport;
• Provision is the acquired lorry, the agreement of pledge is attested notarially;
• Interests for the use of the credit are charged on the balance of a debt;
• Types of crediting: annuity, standart.
  

Credits to individuals on acquisition of motor transport for passenger transportation at the primary market

The conditions of crediting:

• Interests for the use of a credit:
  • from 23% per annum in local currency;
  • from 15% per annum in foreign currency.
• Term of crediting – up to 5 years;
• Installment of the client – not less than 30% of the cost of the motor transport;
• Provision is the acquired motor transport, the agreement of pledge is attested notarially;
• Interests for the use of the credit are charged on the balance of a debt;
• Types of crediting: annuity, standart.
  

Credits to individuals on acquisition of motor cycles at the primary market

The conditions of crediting:

• Interests for the use of a credit:
  • from 13% per annum in local currency.
• Term of crediting – up to 30 months;
• Installment of the client – not less than 25% of the cost of the motor transport;
• Provision is the acquired motor cycle, the agreement of pledge is attested notarially;
• Interests for the use of the credit are charged on the balance of a debt.

To apply, pertinent documents are as follows:

• National passport;
• Tax-payer ID;
• 6-month payroll statement;
• For self-employed, Registration Certificate, income verification document from the Tax Administration at the place of registration (Sales and Purchase Statement, Tax Return, etc.) for the previous 2 reporting periods and Tax-payer Certificate;
• Track-record statement.

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For additional information, please visit us at:

46 Artema Street
Kharkiv 61002, Office. 210
Personal Loans Division (Sales Dept.)
Tel.: +38 (057) 715-52-63