MEGABANK - Housing crediting

Crediting for real estate purchasing at the primary market – housing resources

Crediting conditions:

Interest for credit use:
- from 18,9% per annum in local currency;
- from 14,5% per annum in foreign currency.
Crediting term – up to 20 years;
Minimum independent deposit – from 30% of the real estate cost;
Guarantee: Housing being purchased and/or other real estate;
Interest for using credit is charged for the debt balance;
Types of crediting: annuity, standart.

Crediting for real estate purchasing at the primary market – non-housing resources

Crediting conditions:

Interest for credit use:
- from 23% per annum in local currency;
- from 15% per annum in foreign currency.
Crediting term – up to 10 years;
Minimum independent deposit – 30% of the real estate cost;
To guarantee credit repayment the real estate purchased is taken and/or other real estate;
Interest for use of credit is charged for the debt balance;
Types of crediting: annuity, standart.

Crediting for real estate purchasing at the secondary market – housing resources

Crediting conditions:

Interest for credit use:
- from 16,5% per annum in local currency;
- from 12% per annum in foreign currency.
Crediting term – up to 20 years;
Minimum independent deposit – from 30% of the real estate cost;
Guarantee: Housing being purchased and/or other real estate;
Interest for using credit is charged for the debt balance;
Types of crediting: annuity, standart.

Crediting for real estate purchasing at the secondary market – non-housing resources

Crediting conditions:

Interest for credit use:
- from 18% per annum in local currency;
- from 13% per annum in foreign currency.
Crediting term – up to 10 years;
Minimum independent deposit – 30% of the real estate cost;
To guarantee credit repayment the real estate purchased is taken and/or other real estate;
Interest for use of credit is charged for the debt balance;
Types of crediting: annuity, standart.

To apply, pertinent documents are as follows:

National passport;
Tax-payer ID;
6-month payroll statement;
For self-employed, Registration Certificate, income verification document from the Tax Administration at the place of registration (Sales and Purchase Statement, Tax Return, etc.) for the previous 2 reporting periods and Tax-payer Certificate;
Track-record statement.

For additional information, please visit us at:

46 Artema Street
Kharkiv 61002, Office. 210
Personal Loans Division (Sales Dept.)
Tel.: +38 (057) 715-52-63