"Micro credit"

• Do you need to increase working assets?
• Do you want to acquire fixed assets or get accredit for other investment purposes?

Why exactly in Megabank?

• Flexible approach to crediting (combined pledge, individual repayment schedule of credit);
• Decision-making to give credit on the basis of business information;
• Express crediting (within 5 working days);
• No fees for early repayment of credit;
• Personal expert's consulting. Support in documents preparation;
• Solving other financial tasks through the complex service;
• Reduction of expenses on pledge execution (for long-term crediting) through the conclusion of the General Credit Agreement.

Conditions of crediting:

• Credit amount up to USD 300 000 (or equivalent to currencies: UAH, EUR);
• Maturity of crediting up to 84 months (for working assets, retail needs up to 24 months);
• One-time fee for execution of credit;
• The size of the credit for acquiring fixed assets – 70-90% from the cost of the equipment that is planned to be bought, or pledging of additional liquid property;
• Credit for replenishment of working assets is secured by the pledge of property which market value covers the credit amount with the coefficient no less than 1,1;
• Monthly repayment of credit, by equal installments:

Term / credit amount	30 000	100 000	300 000
	Amount of monthly repayment in USD*
24 months	1 488	4 863	14 729
36 months	1 074	3 480	10 586
60 months	750	2 392	7 336
84 months	618	2 000	6 001

*Monthly repayment is a credit with interest, accrued to the outstanding sum of the credit.

Who can have a credit:

• Natural person (head of enterprise or owner of business);
• Private enterpriser;
• Legal entity.

Requirements for the client – borrower:

• Period of activity (real operation of business) shall be no less than 3 months (trade) or no less than 6 months (services and production);
• Positive profits activity.

• 33 P’yatdesyaty-Richya Peremogy Street, Vinnytsya, tel.: (8-0432) 55-44-18
• 1 Lenina Avenue, Dnipropetrovsk, tel.: (8-056) 745-97-21
• 54 Peremogy Street, Zhitomir, tel.: (8-0412) 41-82-97
• 5/1 Tryohsvyatitelska Street/Kostyolna Street, Kyiv, tel.: (8-044) 284-10-78; 284-10-72
• 8 Mitskevicha Square, Lviv, tel.: (8-032) 242-34-88
• 8 Sevastopolska St., Simferopol, tel.: (8-0652) 55-02-63
• 46 Artema St., Kharkiv, tel.: (8-057) 703-47-71; 738-53-63
• 35 Zhovtneva Street, Balakliya, Kharkiv region, tel.: (8-249) 5-45-72
• 3 Khlibozavodska Street, Izyum, Kharkiv region, tel.: (8-243) 2-88-47
• 2 Volodarskogo Street, Lozova, Kharkiv region, tel.: (8-245) 9-05-49
• 12 Myru Avenue, Chernigiv, tel.: (8-04622) 4-23-09; (8-0462) 65-22-71